Scenario Calculator

Florida Sales Tax Calculator with County Surtax

Florida charges a 6% statewide sales tax on most purchases, with additional county-level discretionary surtaxes ranging from 0.5% to 1.5%. The total sales tax rate varies from 6% in some counties to 7.5% in others, affecting everything from groceries (exempt) to vehicles and general merchandise.

For example, Miami-Dade County has a 7% total rate (6% state + 1% surtax), while Broward and Palm Beach counties are at 7%. On a $1,000 purchase in Miami-Dade, sales tax is $70. Florida does not tax groceries, prescription drugs, or most medical supplies, making it relatively tax-friendly for essential spending.

Use the calculator below to compute Florida sales tax for any purchase amount and county. The surtax applies to the first $5,000 of any single item purchase.

Income & Deductions

?Total income before any deductions.
End of inputs

Your 2026 Federal Tax Estimate

Taxable Income
$80,400.00

After $14,600.00 deduction

Federal Tax
$14,640.00

2026 brackets

Effective Rate
15.41%

Tax ÷ gross income

Marginal Rate
25.00%

Top bracket

After-Tax Income
$80,360.00

Gross minus tax

Deductions Used
$14,600.00

Std: $8,350.00

Gross income: $95,000.00. Filing status: Single. Deductions used: $14,600.00. Taxable income: $80,400.00. Federal tax: $14,640.00 (15.41% effective, 25.00% marginal). After-tax income: $80,360.00.
Federal Tax by Bracket
Key Insights
You're itemizing because your $14,600.00 in itemized deductions exceeds the $8,350.00 standard deduction — saving you an extra $6,250.00 in deductible income. Keep records of mortgage interest, state/local taxes (up to $10k), and charitable contributions.
Your effective tax rate is 15.41% — a moderate federal burden on your $95,000.00 income. Because the U.S. uses progressive brackets, your effective rate is well below your marginal rate of 25.00%. Most taxpayers fall in this range.
Your marginal rate is 25.00% — a mid-range bracket. Your last dollar of taxable income ($80,400.00) falls here, though your effective rate of 15.41% is lower because lower brackets are taxed less.
Your $95,000.00 income is in a common middle range. Deductions and progressive brackets keep your federal tax at $14,640.00. Even small increases in pre-tax savings can lower your marginal rate impact.
You keep 84.59% of your gross income — $80,360.00 after $14,640.00 in federal tax. This is a typical retention rate for middle-to-upper income earners.

Frequently Asked Questions

What is the Florida sales tax rate?

Florida's statewide base sales tax is 6%, applicable to most retail sales, rentals, and services. Counties may add a discretionary surtax of 0.5% to 1.5%, bringing total rates from 6% to 7.5%. The surtax applies to the first $5,000 of any single item. Miami-Dade (7%), Broward (7%), Palm Beach (7%), and Orange (6.5%) are common rates. Groceries, prescription drugs, and most medical supplies are exempt. Florida's average combined state and local sales tax rate is 7.02%, slightly above the national average.

What is exempt from Florida sales tax?

Florida exempts: (1) Groceries for home consumption (but not prepared food/restaurant meals). (2) Prescription drugs and most medical supplies. (3) Certain agricultural and manufacturing equipment. (4) Sales to tax-exempt organizations. (5) Items purchased with Florida RVTs (resale certificates). Florida also has periodic sales tax holidays (e.g., back-to-school, disaster preparedness, and holidays for tools and recreational items). Check the Florida Department of Revenue website for current exemptions and holiday dates.

How much is Florida sales tax on a car?

Florida's 6% sales tax applies to vehicle purchases, plus applicable county surtax (0.5%-1.5%). However, for vehicles, the county surtax rate is based on the purchaser's county of residence, not the dealership location. On a $30,000 car purchased by a Miami-Dade resident, total sales tax is 7% × $30,000 = $2,100. Florida also allows a trade-in credit that reduces the taxable amount dollar-for-dollar. The state caps the sales tax on vehicle purchases at $3,000 for casual (private-party) sales — not applicable to dealer sales.

Does Florida have an income tax?

No, Florida has no state personal income tax, making it one of 9 no-income-tax states. Florida generates revenue primarily through sales tax (6% state + county surtax), property tax (average 0.82%, below national average), and corporate income tax (5.5%). For retirees, Florida is particularly attractive: no tax on Social Security, pensions, 401(k)/IRA withdrawals, or investment income. Florida's tax structure is regressive (higher burden on low-income residents via sales tax) but favorable for high-income earners and retirees.